Insurance Made Easy for Expats in Spain
From health to home, we help you stay covered with trusted insurance providers. Simple, fast, and fully remote — so you can feel safe wherever life takes you.








Most Popular Insurance Plans for Expats
Comprehensive Health Coverage
Your health matters. Get access to premium care with our expat medical plans.
Reliable Auto Insurance Plans
Drive with confidence. Full car protection for expats across Spain.
Essential Home Insurance Solutions
Insure your Spanish home against the unexpected — fast, flexible and remote.
Tailored Life Insurance Packages
Secure your loved ones’ future with life insurance designed for expats living in Spain.
Travel Insurance for Expats
Travel confidently with insurance tailored for expats — global protection and multilingual assistance.
Dedicated Personal Liability Protection
Stay legally protected in Spain with specialized liability insurance for expats and international residents.
About Us:
Karabetoff Insurance — Your Trusted Partner for Expats in Spain
At Karabetoff Insurance, we provide expats in Spain with reliable, affordable, and fully remote insurance services.
As an independent insurance partner working with leading insurance providers, including Generali, we offer a complete range of coverage options:
– Health Insurance
– Home & Property
– Car Insurance
– Life & Investment Plans
– Travel Insurance
– Personal Liability Protection
Thanks to our digital-first model and strong partnerships, we’re proud to offer some of the most competitive prices on the Spanish market — without compromising quality.
We speak your language: our team supports clients in English, Spanish, Russian, and Romanian — so you always feel understood and supported.
Whether you’ve just arrived or are building a life in Spain, Karabetoff Insurance is here to protect what matters most — clearly, professionally, and in your language.
Insurance Plans for Expats
Home Insurance (Seguro de Hogar)
8.50
per month
Fire & water damage
Theft protection
Liability cover
Health Insurance (Seguro de Salud Privado)
€25
per month
Emergency care
Private clinics
24/7 support
Car Insurance (Seguro de Coche)
€21
per month
Third-party liability
Optional full coverage
Roadside assistance
Request Your Personalized Insurance Plan
Leave your contact info and we’ll send you a tailored quote within 24 hours.
We speak English, Español, Русский, Română.