Insurance Made Easy for Expats in Spain

From health to home, we help you stay covered with trusted insurance providers. Simple, fast, and fully remote — so you can feel safe wherever life takes you.
insurance
insurance
insurance
Travel Insurance

Most Popular Insurance Plans for Expats

Close-up Of A Doctor's Hand Protecting Family Cut Out

Comprehensive Health Coverage

Your health matters. Get access to premium care with our expat medical plans.

Young Worried Teenage Female Driver With Damaged Car After Accident Calling Insurance Company On Mobile Phone

Reliable Auto Insurance Plans

Drive with confidence. Full car protection for expats across Spain.

concept housing   young family. Mother father and child in new house with  roof

Essential Home Insurance Solutions

Insure your Spanish home against the unexpected — fast, flexible and remote.

Man with protective gesture and icon of family

Tailored Life Insurance Packages

Secure your loved ones’ future with life insurance designed for expats living in Spain.

Travel insurance documents to help travelers feel confident in travel safety.

Travel Insurance for Expats

Travel confidently with insurance tailored for expats — global protection and multilingual assistance.

The lawyer at the table shows a book liability law.

Dedicated Personal Liability Protection

Stay legally protected in Spain with specialized liability insurance for expats and international residents.

About Us:

Karabetoff Insurance — Your Trusted Partner for Expats in Spain

At Karabetoff Insurance, we provide expats in Spain with reliable, affordable, and fully remote insurance services.

As an independent insurance partner working with leading insurance providers, including Generali, we offer a complete range of coverage options:
– Health Insurance
– Home & Property
– Car Insurance
– Life & Investment Plans
– Travel Insurance
– Personal Liability Protection

Thanks to our digital-first model and strong partnerships, we’re proud to offer some of the most competitive prices on the Spanish market — without compromising quality.

We speak your language: our team supports clients in English, Spanish, Russian, and Romanian — so you always feel understood and supported.

Whether you’ve just arrived or are building a life in Spain, Karabetoff Insurance is here to protect what matters most — clearly, professionally, and in your language.

Businessman touching trust icon. Life, house, car and motorcicle insurance. Family protection concept.

Insurance Plans for Expats

Home insurance form and dollars on the table.

Home Insurance (Seguro de Hogar)

8.50

per month

Protect your home or rented property from damage, theft, and unexpected accidents.

Fire & water damage

Theft protection

Liability cover

Equipment to examine patient
Popular

Health Insurance (Seguro de Salud Privado)

€25

per month

Reliable private healthcare for expats in Spain, with fast access to doctors and essential services.

Emergency care

Private clinics

24/7 support

Top view of car insurance claim form with car key and car toy on desk

Car Insurance (Seguro de Coche)

€21

per month

Affordable and legal coverage for your vehicle — required to drive in Spain with peace of mind.

Third-party liability

Optional full coverage

Roadside assistance

Request Your Personalized Insurance Plan

Leave your contact info and we’ll send you a tailored quote within 24 hours.
We speak English, Español, Русский, Română.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.